When you are buying or selling land or property at an auction, although your ‘Lot’ may take a matter of seconds to be won, if you are to be successful in the long run, planning and effort is required before and after the gavel falls.
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Upon the exchange of contracts, you often gain an insurable interest in your newly acquired property. So although you have not completed, it comes ‘on risk’, meaning that you have the responsibility to insure it immediately under the terms of the auctioneer’s conditions of sale. To cover this liability you will need to find an insurer that can provide same day cover.
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